HH / happy hour(s) and music Fort Collins please note this is a work in progress and I'd appreciate comments and updates Music  fortcollinslive.com   Not to show favorites, Jakarta Park Hyatt (free stay of course)   Happy Hours in Fort Collins https://thescoutguide.com/fort-collins/editorial/the-fort-collins-happy-hour-guide  appears updated   Old Town Sonny Lubick Steakhouse 4 pm to 6 pm daily (all day Monday) https://www.sonnylubicksteakhouse.com/happy-hour-menu The Regional All day Tuesday | Wednesday - Monday 4pm-5:30pm theregionalfood.com/fort-collins-old-town-the-regional-food-menu Reggie burger and choice of beer and well shot Or House red or white wine - $16 (substitute mushroom burger for vegetarian option) Cafe Vino  11:30 - 6p Tuesday through Saturday https://cafevino.com/fort-collins-colorado-state-university-mid-town-cafe-vino-happy-hour Sugar Salt Sand 2-5pm M-F https://www.sugarsaltsand.com/brunch-siesta-1 Blue Agave https://ftcol...

When I first started traveling long-term after retirement, I thought experience made me a smarter traveler. Then I tried to buy travel insurance. Aging changes everything about travel coverage — what you qualify for, what it costs, and most importantly, what will actually be paid if something goes wrong. After a few years of trial, research, and many cups of coffee with policy documents, here’s what my huband has learned. First lesson: Buying insurance is easy. Getting a claim paid is the real test. Every insurance company makes the purchase process smooth. The real question is: How do they handle claims? One of the most useful tools I’ve found is Trustpilot → https://www.trustpilot.com When you read reviews there, you must filter for comments from travelers who actually filed a claim. That’s where the truth lies. Look for patterns: * Were claims denied for technicalities? * Was reimbursement slow? * Did the company require excessive documentation? A cheap policy that’s easy to buy can...

 January 19, 2026   It's the driest year on record so everyone was surprised and feeling grateful for the sparse inches we got overnight.  We had already planned a hike to Lory State Park and brought along our microspikes just in case.  It was 20 degrees when we arrived at 9am and the snow was perfect to walk on.  We hiked the Wells Gulch to Overlook and along Overlook until conditions softened and we turned back.     It was foggy setting out  Surreal foggy photo Sun burning through the clouds     Blue skies!    Happy hikers set out for a great time  

Visited mid November 2025  Patras Greece was unexpectedly charming and not touristy when we visited.   Located  in the northern   Peloponnese , 215 km (134 mi) west of   Athens , the city is built at the foot of Mount   Panachaikon , overlooking the   Gulf of Patras .   Website Visit Greece describes this city  as "a bustling student city, a place where entertainment, history and culture mingle together to create a destination filled with wonderful discoveries.  Gifted by nature, Patras is nowadays a commercial hub and Greece’s third most significant city".  We spent almost 24 hours in Patras in order to meet with a lawyer.  We enjoyed walking around the city in addition to creative wall art and doors, there's a nice coastal walk.   Don't these cats have some prime real estate?     Vibrant downtown  And safe to walk at night Wish our crosswalks were as well marked and reflective in t...

 December 16, 2025    Illuminated Christmas Ride  was the option our daughter chose and oh what fun it was to pedal through the lights on this 2 mile route that took about an hour. There's a 15 min break at the turn around with hot chocolate available for purchase.  December 16 was unseasonably warm with temps in the 50's and no wind!   Colorado Railbike Adventures in Erie Colorado https://www.coloradorailbikeadventures.com   Afterwards we drove by this house you see from the railbike ride